Unlock Life-Changing Financial and Health Secrets, Swiftly.
Through Our YouTube Channel


Cyan Tam For Greater powered by SFFO
Partnering with SFFO, "CT4G" offers seamless integration of professional insurance and investment services into their comprehensive financial solutions, ensuring our clients receive holistic financial guidance.
Transforming Retail Financial Services

Retail financial solutions have often favoured sales over service, hindering customers from achieving their best outcomes. It's time for a change that puts the customer first.
Who We Are:
Dedicated Guardians of Your Interests

As independent insurance consultants with unparalleled financial expertise, we empower individuals to make high-value and strategic financial decisions, always prioritising their best interests.
Easing Common Struggles

From Selling to Empowering
Shift the focus from traditional selling to empowering you with knowledge and tools.

Committed Partnership
More than just a service, we're a dedicated ally, prioritising your interests and standing by you at every step.

Mastery of Theory and Practice
Gain both the "know-what" and the "know-how," bridging the gap between understanding and application.

Nurturing Guidance on Your Journey
Experience unwavering warmth and support as you navigate through your financial journey.
From Our Clients’ Perspectives
Maximizing Coverage, Minimizing Costs
Mable Yuen
“I managed to cut my medical insurance premium by more than 40% without compromising on coverage—in fact, it got even better.”
Investment Insight for Enhanced Outcomes
Brian Chui
“Meeting with CT was a revelation—I discovered essential information I was missing for my investments. Their professionalism and helpfulness were unparalleled.”
Unlocking Every Dollar's Potential
Wilson Chan
“Choosing the right insurance savings plan has boosted my potential returns by 75% on the same investment—a game-changer for my retirement planning.”
"The cornerstone of financial success and holistic well-being lies in discerning timeless wisdom from the sea of commercialised information."
Cyan Tam

Our Serivces
Empowering Your Financial Journey:
Tailored Solutions, Exceptional Expertise, Customer-Centric Excellence.
From in-depth insurance analysis to personalised financial planning, we prioritise your interests at every step, ensuring you navigate your financial journey with confidence and clarity.

Founder's Commitment to Clients
From Struggle to Dedication
After experiencing misleading advice from a top insurance salesperson over 20 years ago, Cyan embarked on a mission to find better solutions for his clients. Despite searching Hong Kong's financial markets for over a decade without success, he persisted in his quest worldwide. Eventually, he discovered effective strategies endorsed by financial giants of the past century. This journey revealed the sales-driven nature of financial services, inspiring him to create innovative solutions for customers pursuing financial prosperity.
Cyan's health struggles led him to explore alternative solutions after conventional methods failed. Through his journey, he not only found a cure for himself but also uncovered issues in the health industry affecting millions.
Motivated by these discoveries, he now seeks to share his insights and solutions, starting in his hometown of Hong Kong. Cyan is dedicated to bringing positive change to both the financial and health industries.
Start Your Journey
